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Why First Southern Bank?

You have many choices for your banking needs and First Southern Bank realizes that we must earn the right to be your bank of choice. We take great pride in our customer service and combining that with the fact that we are a locally owned and managed Southern Illinois bank allows us to feel comfortable in asking to be your bank.

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Notice: Due to the increased volume of debit card fraud we are temporarily implementing PIN (Personal Identification Number) based transactions, you may be required to enter your PIN to complete purchase.