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Kasasa Cash Checking:

*APY= Annual Percentage Yield. APY is accurate as of 05/30/2020. Rates may change after account is opened. Minimum to open is $100. If qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during qualification cycle will be reimbursed up to $30.00 (up to $3.00 per single transaction) and credited to account on the last day of monthly statement cycle. (2) balances up to $25,000.00 receive APY of 1.05%; and (3) balances over $25,000.00 earn 0.15% interest rate on portion of balance over $25,000.00 resulting in 1.05% - 0.33% APY depending on the balance in the account. If qualifications are not met during the qualifying cycle, all balances earn 0.05% APY. Qualifying transactions must post and settle to account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post and settle to an account. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle.

**Transfers between accounts do not count as qualifying transactions. The monthly qualification cycle is not the same as your monthly statement cycle. Contact a personal banker at 618-997-4341 or 618-549-3621 for more information about the monthly qualification cycle. ATM transactions do not count towards qualifying debit card transactions. Fees may reduce earnings.  

2024 Kasasa Calendar

InControl Checking:

*A service charge fee of $2.00 will be imposed every statement cycle if the eStatement OR debit card transaction requirement is not met. You must either enroll in eStatements OR have 6 qualified debit card transactions post and settle to the account during the monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post and settle to an account. "Monthly Qualification Cycle" means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. Transfers between accounts do not count as qualifying transactions. The monthly qualification cycle is not the same as your monthly statement cycle. Contact a Personal Banker for more information about the monthly qualification cycle. ATM transactions do not count towards qualifying debit card transactions.

**ATM fee refunds each statement cycle up to $30 ($3 per transaction) with enrollment of eStatements and 6 qualified debit card transactions.