Bank logo: First Southern Bank; Local people.  Local Decisions. Community Banking at Its Best!

Merchant Credit Card Services

Whether you are opening a new business or expanding your current one, we provide flexible, robust, and reliable products and services that will enable your business to accept all forms of electronic payments. This includes all major credit cards, debit cards, gift and loyalty cards, checks, and a lot more!

Providing your customers with a credit card processing option is proving to be a matter of business survival for businesses today. In today’s economy you can’t afford to not take credit cards and debit cards. You want to give your customers every opportunity to purchase your products and/or services.  We are dedicated to helping small to medium sized businesses with their credit card processing needs. Request a complimentary Merchant Statement Analysis today. Please contact Mindy Combs at mindy.combs@firstsouthernbank.net or John Drake at john.drake@firstsouthernbank.net, or either party can be reached at 618-997-4341 or 618-549-3621.

What are the Benefits of Processing with Us?

  • There are no application fees
  • Most terminals can be reprogrammed. No need to purchase a new one
  • Local support with your own personal consultant and local expert who is well known in the industry
  • 24/7 toll free support
  • Assistance with PCI Compliance
  • Interchange Plus pricing available
  • Consolidated statement includes all cards even American Express
  • The First Data secure payment gateway for Internet accounts and virtual terminals

Industry Solutions

We have products and services for many industries and we offer a wide range of payment processing solutions designed for specific industries. Our industry solutions include:

  • Retail and Restaurant programs
  • Healthcare Services
  • Business to Business
  • Professional Services
  • E-Commerce Businesses (website and virtual terminals)
  • Mobile Businesses 
  • Point of Sale Software
  • Telecheck Guarantee
  • Free Online Reporting Tools
  • Gift Card and Loyalty Card Programs

Request a complimentary Merchant Statement Analysis today. Please contact Mindy Combs at mindy.combs@firstsouthernbank.net or Staci Dunn at john.drake@firstsouthernbank.net, or either party can be reached at 618-997-4341 or 618-549-3621. Also, please feel free to drop off a recent merchant processing statement from your current program at the nearest First Southern Bank and we will start working on your complimentary Merchant Statement Analysis right away.  We will work with you to analyze your unique needs and provide payment processing solutions that fit your type of business.