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Business Checking Accounts

Business Checking

Each business is different and that’s why at First Southern Bank, we have the right account for you. Whether your business is just starting out or already established, we offer a checking plan that will help you spend less time worrying about your finances and more time running your business. Contact one of our Personal Bankers today for additional information.

  • $100 minimum deposit to open
  • No monthly minimum balance required
  • No monthly service fee
  • Free first order of First Southern Bank logo checks 
  • Business Visa® debit card, ask a personal banker about a Visa instant issue personalized business debit card
  • Free online banking
  • Imaged check statement & eStatements
  • Free online banking
  • Free mobile banking
  • Merchant credit card services available
  • Experienced loan staff to discuss your credit needs

Business Interest Checking Account

Earn interest on your balance with First Southern Bank’s Business Interest Checking account.  Contact one of our Personal Bankers today for additional information.

  • $1000 minimum deposit to open
  • Unlimited check writing
  • Free first order of First Southern Bank logo checks 
  • Imaged check statement & eStatements
  • Business Visa® debit card
  • Unlimited ATM use
  • Free online banking
  • Free mobile banking 
  • Merchant credit card services available
  • Experienced loan staff to discuss your credit needs

Business Interest Checking accounts must retain a minimum balance of $1000 otherwise a service charge of $10 will be imposed per statement cycle.

Business Money Market Account

Make your money work for you. Our Business Money Market account pays you interest, gives you easy access to your funds, and keeps the fees low. Contact on of our Personal Bankers today for additional information.

  • Earns competitive money market interest rates - Contact one of our Personal Bankers for additional information
  • $2500 minimum deposit to open
  • Interest credited monthly
  • Six (6) debit transactions per statement cycle
  • Minimum balance of $2500 to avoid $10.00 service charge per monthly statement cycle
  • Per item fee of $10.00 will be charged for each transaction in excess of six (6) during the monthly statement cycle

Transaction limitations/fees

Transfers from this account to another account or to third parties by preauthorized, automatic, telephone, computer transfer (including bill payments), checks or similar order are limited to six (6) per month. An excess transfer fee of $10.00 per item applied if these limits are exceeded. If you exceed the above limitations your account may be transferred to a transaction account or closed.